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Provides deferred, no interest loans to qualified homeowners for home improvements.

Works very closely with the 12 participating municipalities and various non-profit agencies to develop an Annual Action Plan for use of block grant funds, a multi-year Consolidated Plan, as well as affordable housing and community development projects which meet the needs of each member community. Citizen input is very important in this process. Public hearings are held in each municipality during September, October and November of each program year. Citizens are invited to request funding for eligible activities at the hearings. Once the hearings have been held, the towns and villages decide which projects are to be funded and the County prepares the application for submittal to HUD. The Community Development Office manages the implementation of approximately 250 active projects throughout Suffolk County on an annual basis. Projects include construction and rehabilitation of community parks, streets, sidewalks, community and senior centers, public services, water main installations, handicap accessibility, housing rehabilitation and downtown revitalization. Call for specific details.

Working closely with Economic Development and Planning Divisions, the Division of Real Estate is responsible for acquiring, maintaining and disposing of all County real property; providing services related to real property for the executive, administrative and legislative branches of County government; generating revenues for the County; and controlling expenses pertaining to the maintenance of County-owned property. The Division also supports the County’s Affordable Housing programs, Community Development programs and the Suffolk County Landbank. The division is comprised of the following units: Real Property Acquisition and Management; Affordable and Workforce Housing; Auction and Direct Sales and Request For Qualifications. Call for detailed services offered.

The City of White Plains Affordable Rental Housing Program (ARHP) provides over 300 apartments in 16 buildings located at various sites throughout downtown White Plains. Helps city to remain economically diverse community by providing quality housing that is affordable to moderate income households. By requiring developers to designate a portion of the units in their buildings to tenants whose annual income is between 50% and 110% of the Area Median Income in Westchester County. Holds up-to-date apartment rental listing in the City of White Plains. The ARHP is open to everyone who meets the income requirements. There is no residency requirement for participation.

Works very closely with the 12 participating municipalities and various non-profit agencies to develop an Annual Action Plan for use of block grant funds, a multi-year Consolidated Plan, as well as affordable housing and community development projects which meet the needs of each member community. Citizen input is very important in this process. Public hearings are held in each municipality during September, October and November of each program year. Citizens are invited to request funding for eligible activities at the hearings. Once the hearings have been held, the towns and villages decide which projects are to be funded and the County prepares the application for submittal to HUD. The Community Development Office manages the implementation of approximately 250 active projects throughout Suffolk County on an annual basis. Projects include construction and rehabilitation of community parks, streets, sidewalks, community and senior centers, public services, water main installations, handicap accessibility, housing rehabilitation and downtown revitalization. Call for specific details.

Working closely with Economic Development and Planning Divisions, the Division of Real Estate is responsible for acquiring, maintaining and disposing of all County real property; providing services related to real property for the executive, administrative and legislative branches of County government; generating revenues for the County; and controlling expenses pertaining to the maintenance of County-owned property. The Division also supports the County’s Affordable Housing programs, Community Development programs and the Suffolk County Landbank. The division is comprised of the following units: Real Property Acquisition and Management; Affordable and Workforce Housing; Auction and Direct Sales and Request For Qualifications. Call for detailed services offered.

Assists low and moderate-income residents of the Town of Islip with housing and public service programs and eliminates blighted and deteriorated conditions in the Town's neighborhoods and commercial districts. Programs include housing rehabilitation for low income Islip homeowners, affordable housing for prospective first time homebuyers, commercial storefront improvements in downtown target areas, and promoting energy efficiency for all Islip homeowners. The entire township of Islip is eligible for most programs, with other programs targeted to downtown target areas in Bay Shore, Brentwood and Central Islip.

Provides funds available as full conditional grants, partial conditional grants, and no interest loans, based on applicant household income. The Buffalo Urban Renewal Agency (BURA) provides financial assistance to eligible homeowners in the City of Buffalo to support critical home repairs and improvements. This funding is designed to help preserve housing, improve living conditions, and promote neighborhood stability. Assistance is offered in the form of:

• Full Conditional Grants – No repayment required if program terms are met.
• Partial Conditional Grants – A portion may be forgiven, with the rest repaid under specific terms.
• Zero-Interest Loans – Affordable loans with no interest and flexible repayment options.

The type and amount of assistance available is based on several factors, including household income, property eligibility, and the specific requirements of the funding source. Priority is often given to low- to moderate-income residents and repairs that address health and safety concerns. Interested homeowners are encouraged to apply or contact BURA to learn more about current funding availability, eligibility criteria, and application procedures. 1.) Down Payment/Closing Cost Assistance Program Funding is available to assist first-time home-buyers with meeting closing costs and down payment expenses attributable to the purchase of a single-family home. Loan funds are provided at no interest as a conditional grant. No monthly or annual payments are required, but the amount provided must be repaid if the property is sold within the five-year regulatory period. 2.) Emergency Loan Assistance Program Funds repairs of a verified emergency condition such as an inoperable furnace, faulty electrical service, broken hot water tank, or break in the main water or sewer line. Loan funds are provided at no interest and partial conditional grants are available for all eligible applicants. The amount to be repaid will be based on household income. 3.) Owner-occupied Home Repair Program Funding from the City of Buffalo, NYS Housing and Community Renewal, and Affordable Housing Corporation is providing low-income homeowners with dollars to help with home repairs and make them more energy efficient. 4.) Target Focus Area Program Funds for code-related repairs are available to owner-occupant households who reside on Target streets. Loan funds are provided at no interest and partial conditional grants are available for all eligible applicants. The amount to be repaid will be based on household income. 5.) Roof Program Funds are available for repair of a severely deteriorated roof where water infiltration into the habitable area has been verified. 6.) 50/50 Program 50/50 Rehab Program offers income-eligible homeowners grants to fund up to 50% of their project cost in order to make needed home repairs. 7.) Vacant Rental Program (VRP) This program is designed to help rental property owners transform vacant, uninhabitable units into safe, high-quality, and affordable long-term rental homes within the City of Buffalo. 8.) Accessory Dwelling Unit Program (ADU) This program offers construction costs to build an Accessory Dwelling Unit. ADUs are small, self-contained living spaces usually made by converting an attic or basement, providing a flexible and affordable housing solution for family members or renters. This funding is available to property owners within the City of Buffalo who’s income falls below 120% AMI.

The New York State HOME Program uses federal funds to expand the supply of decent, safe, and affordable housing within the State. The HOME Program funds a variety of activities through partnerships with counties, towns, cities, villages, private developers, and community-based non-profit housing organizations. The program provides funds to acquire, rehabilitate, or construct housing, or to provide assistance to low-income home-buyers and renters.

Assists low and moderate-income residents of the Town of Islip with housing and public service programs and eliminates blighted and deteriorated conditions in the Town's neighborhoods and commercial districts. Programs include housing rehabilitation for low income Islip homeowners, affordable housing for prospective first time homebuyers, commercial storefront improvements in downtown target areas, and promoting energy efficiency for all Islip homeowners. The entire township of Islip is eligible for most programs, with other programs targeted to downtown target areas in Bay Shore, Brentwood and Central Islip.

Offers low cost, patient "gap" financing to private and non-profit developers of affordable housing developments in the Lower Hudson Valley. Financing can be used to cover pre-development expenses, construction gaps, bridge loans and other needs. Smaller feasibility loans are also available in Westchester.

Offers low cost, patient "gap" financing to private and non-profit developers of affordable housing developments in the Lower Hudson Valley. Financing can be used to cover pre-development expenses, construction gaps, bridge loans and other needs. Smaller feasibility loans are also available in Westchester.

Provides deferred, no interest loans to qualified homeowners for home improvements.